Navigating Insurance Claims and Settlements for Amputation Injuries

Having an experienced attorney is invaluable in navigating insurance claims for amputation injuries. Contact Apicella & Schlesinger Attorneys at Law for a free consultation.

When you or a loved one suffers an amputation as a result of an auto accident, the journey to recovery is not just physical and emotional but also financial. Navigating the complex world of insurance claims and seeking fair settlements becomes critical to securing the necessary resources for rehabilitation and adaptation to a new way of life.

At Apicella & Schlesinger Attorneys at Law, we understand the challenges and intricacies involved in these cases, and we’re here to provide guidance and support through this challenging process.

Understanding Your Insurance Coverage

The first step in navigating insurance claims is understanding your coverage thoroughly. This includes knowing the limits of your policy, what kinds of expenses are covered, and the process for filing claims. It’s important to review your personal injury protection (PIP) coverage, medical payments coverage, and any additional riders that could affect your compensation.

Initiating the Claim Process

After an accident resulting in amputation, it’s crucial to initiate the claim process as soon as possible. Documentation is key:

  • Obtain copies of all medical records and bills related to the accident.
  • Gather evidence from the accident scene, including photos, witness statements, and police reports.
  • Keep a detailed record of any other expenses incurred due to the injury, such as costs for modifications to your home.

Dealing with Insurance Adjusters

Dealing with insurance adjusters can be challenging. They are trained to minimize the payout for claims. When you communicate with adjusters:

  • Never admit fault or provide any statements that could be used against you in your claim.
  • Avoid accepting the first settlement offer. Initial offers are often lower than necessary to cover all medical expenses and adjustments for living with an amputation.
  • Consult with your attorney before signing any documents or agreeing to settlement terms.

Contact Apicella & Schlesinger Attorneys at Law

Contact our Amputation Attorneys today at Apicella & Schlesinger Attorneys at Law to schedule a free case consultation. Once you are ready to hire an attorney, we are here to help! We will do everything possible to ensure you and your family receive the compensation you need and deserve.